I am a MDRT CFP, ChFC, CLU who will end the year at around 500,000 GDC, 80% fee based, 8 years into the career. That is small, but I plan to grow to 1,000,000 organically in the next five years. . I hope to get to know advisers in the area and see if we align with our commitment to clients, doing the right thing, and tax efficiency. I believe every client gets a plan. We do not sell investments and insurance, they fit inside the need from a extensive fact finding process and creating a personal financial plan. This plan looks at where a client is so we can make accurate recommendations for investments and insurance. The goal is to identify relationships with senior advisers who are looking to retire knowing their clients will be taken care of. The first step would be a meeting to get to know each other and see where things go from there. Selling advisor would need to be willing to help with the transition process.