Client-centric; Moved on from using mutual funds to developing portfolios to increase income and reduce client costs. Each client gets maximum care and concern. I still use managed money if the client desires that facility. My equity portfolios yield 5.7%-6% with beta < 1. When warranted, variable annuities through Riversource, which has the lowest M&E available, many investment options and excellent riders available.
Have completed all CFP education requirements and hold AAMS designation.
I want to grow through thoughtful acquisition.