We are a fee based, independent RIA that uses Schwab as custodian. Client relationships are built on a financial plan before deciding on investment strategy. We utilize individual securities and mutual funds. We are a "high touch" practice that uses a team approach to client relationships. We are building for the next generation to take over the practice and are looking to expand our footprint beyond Manitowoc, WI. We have grown organically to date, but if the right fit were found we would consider a purchase.