I have been in practice for 25 years. Started the first 9 years with Merrill Lynch. Then 7 years with UBS. Finally, went independent 9 years ago with Sunbelt Securities Inc. Have just moved to Lubbock, Texas after building my business in South East Texas. I focus on risk management for my clients. My revenue is primarily fee based. I am interested in acquiring practices of advisors who are near retirement. I would prefer these practices to be in the West Texas region.