I am a CFP and have been an independent business owner since 1995. My business has remained intentionally small by design and is focused on being indispensable to my clients. Some client relationships go back to 1990. I focus my planning on achieving a client's life goals and living a life that speaks individually to each. I am an ADPA with expertise in planning around couples who may decide not to marry but share their lives together and have specific planning issues that relate to their preferred life choices. I am interested in beginning discussions with like-minded individuals as I consider my time frame for future retirement.