CFP(R) CKA(R) with 25+ in the industry with no disclosure items.
My business is primarily a fee based discretionary portfolio management on Envestnet.
I use OneView, Salesforce, eMoney, Morningstar, Envestnet, and Zoom for virtual meetings.
Insurance, annuities, Long-Term Care, etc. may be utilized as required by planning.
I use a very thorough process and enjoy long term relationships with clients.