We are a fee only RIA whose model is based on low cost. We manage the money our selves using Individual stocks and ETF's and individual bonds. We are buy and hold using our own asset allocation strategies. We cover the planning component for clients but do not hold ourselves out as Financial Planners, it is a service we provide. We have existing advisor reps who are CFA's. We are looking to buy a small existing RIA's or have existing RIA's or sole-practitioner's who are looking for a successor to integrate into or like minded firms looking to join forces.