Overview

Every client we serve is different. An idea that works for one client will not necessarily work for another. For that reason, the first step in our relationship with a client is an honest assessment of their needs and goals.

Once we discuss this we can jointly set a realistic, attainable financial plan. This plan typically includes savings goals, life style needs, planned retirement date, retirement income needs, and gifting to heirs and/or charities. Once set, we will test a client's financial plan using dozens of market variables to ensure the greatest probability of success with the lowest possible risk.

We will manage a client's portfolio based on agreed upon investment objectives that go hand in hand with the goals of their financial plan. We will only use investments that are fee based for asset allocation. We do offer insurance products and those would be on commission.

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