Three-advisor team in Colorado Springs considering merge or succession planning. Most of book is in mutual funds/managed money with less than 15% coming from annuity/insurance portion of the practice. Changing BD is not our top priority, but are willing to have that discussion if it makes sense. Advisors currently on the team have an age array that matches Baby Boomers, Gen-Xers & Millenials. We are looking to grow our practice by adding additional advisors or purchasing outright a practice from a retiring advisor. We do have the cash available on hand to make a quick and smooth transaction take place.