We are a team located at Ameriprise that has for the past 36 years specialized in building relationships through financial and retirement planning. Everyone on our five-person team believes that our clients are our employer. That candid conversation with clients is the best policy which is why we all have a crystal-clear compliance record. Because of this approach we have been recognized frequently in the past decade for being one of the southeast Michigan's best advisory teams in Crain's Detroit Business, Hour Detroit, dBusiness and Forbes. Ameriprise has consistently received accolades the past several years within the financial services industry for trust and service. We have acquired several businesses of quality advisors and a proven protocol to make a transition successful for the clients, the departing advisor and our team. Ameriprise has an industry unique practice acquisition program where the corporation is the purchaser for our team and over ninety-five percent of the purchase price is treated as Capital Gains. I believe that it would be worth your time to investigate our team and the Ameriprise Practice Acquisition Program. We hope to have an opportunity to talk with you about your future and that of the families that have placed their trust in you.