I have been working in this industry for 22 years with the last 12 years as an independent RIA firm. I hold the CFP and CLU designations. I am looking to either buy a similar size firm, or merge with a firm as part of a succession plan for the seller. I am very committed to acting as a fiduciary for my clients and helping them meet their financial goals. I know that clients have worked hard to save their money, and many of them don't have time to recoup it if it's lost in a market crash. Protecting client assets is just as important as growing client assets.