We are a two owner firm with two office admin and two external sales reps. at a branch office outside of my own. We are a hybrid firm with our own Independent RIA and a BD Affiliation with Triad-Advisors. I am the OSJ & Compliance Officer. We work with individual investors and ERISA retirement plans. We previously made an acquisition in 2007 in which we paid the seller within 30 months. We used a combination of Personal funds and Seller Financing. We retained 90% of the AUM.