We are a L&H, P&C agency. We work primarily in personal lines, but have begun working with employee benefits and commercial. We are not looking to sell, but to buy agencies within a 100-150 mile radius, preferably 50-75 miles from our location. Looking for primarily P&C businesses and a healthy mix of life would be good also. We want to increase our footprint through the purchase of profitable agencies and if owner financing is available, then that is even better, although not necessary. We have life agents that work under or GA license and also a couple of P&C agents that are detached and not required to come into the office. We have begun recruiting agents for employee benefits. We are willing to pay the worth of an agency, but not interested in looking at crazy priced agencies.